Troy Auto Accident Lawyers

There are many different potential causes of an auto accident, and it is critical to seek advice from a Troy car accident lawyer about whether another party may be liable for your injuries. In general, the following are frequent reasons that car crashes occur in and around Troy, New York:

• Distracted driving, including texting while driving, sending or reading emails, grooming, eating, and even having a conversation with another passenger;
• Drowsy or fatigued driving, which includes any situation in which a motorist gets behind the wheel of a car without getting sufficient sleep the night before;
• Intoxicated driving, which can include drunk driving and drugged driving;
• Aggressive driving, including speeding, tailgating, running traffic lights, and weaving in traffic;
• Defective motor vehicle part, such as defective brakes or airbags;
• Negligent maintenance on an automobile involved in the collision;
• Dangerous or poorly maintained premises where the car accident occurred; and
• Inclement weather.

Under New York’s insurance law, New York is a no-fault state for auto accident purposes. Accordingly, if you sustain property damage or injuries in an auto accident, your first step in seeking compensation is to file a first-party claim with your own insurer to seek compensation through your personal injury protection (PIP) coverage. Yet when people sustain serious and life-threatening injuries in collisions, PIP coverage is often insufficient to provide coverage for the full amount of a person’s losses. In such situations, it may be possible to file an auto accident lawsuit if you can prove that you have suffered a serious injury that meets the “serious injury” threshold required under New York law to file a lawsuit.

If you have suffered a serious injury that meets the threshold requirement for a lawsuit, you will need to make sure that you get your auto accident lawsuit filed in a timely manner. Most personal injury lawsuits, including most auto accident cases, must be filed within three years from the date of the accident under New York law. If you fail to file your lawsuit within that three-year time window set by the statute of limitations, you can risk losing your right to seek compensation because you will have a time-barred claim.